Spanish Insurances

Car Insurance

As a non resident in Spain you can buy and drive a Spanish car. To buy a car you need to have a NIE number, as with any other asset purchase in Spain.

We can incorporate any no claim discount from your home country to ensure you get the most competitive quote as possible.

If you already have a car insurance in Spain and would like to compare the coverage and yearly quote, call us or send an email for a free quote.

At Hypotienda we offer 3 different types of Car Insurance coverage: 

1. Third Party
2. Third Party Plus (including fire, theft, window and total loss)
3. Fully Comprehensive (also known as All risk) 

Towing-service is included in all three coverage´s.

Request here a quote for your Car Insurance, we contact you within 24 hours! 

1. Third Party

Third party car insurance is the most basic type of cover and is therefore the cheapest. Having car insurance is a legal requirement in Spain, and drivers must have insurance before they take their vehicle out on the road. The third party car insurance cover enables you to have insurance cover as required by law. It only covers damage caused by you to third parties and not the damage to your own vehicle. 

This type of insurance is designed to protect third parties that may be involved in an accident caused by you. It covers damages to possessions of the third party and injuries or death ( including passengers in your car) of the third party that is involved in an accident caused by you or by your vehicle.

Third Party insurances do not have an excess amount included. 

Request here a quote for your Car Insurance, we contact you within 24 hours! 

2. Third Party Plus

Third Party Plus (incl. fire, theft, window and total loss). This insurance is the same as the Third party, but in addition it includes protection against theft of your vehicle or damage caused by fire. You are also protected against window or windscreen damage and in the cases your vehicle is declared total loss after an accident.

Third Party Plus insurances do not have an excess amount built in.

Request here a quote for your Car Insurance, we contact you within 24 hours!  

3. Fully Comprehensive (All risk)

A fully comprehensive car insurance policy covers pretty much everything in the event of an accident, theft or fire including damage to your own vehicle. 

If your vehicle is involved in an accident, written off, stolen or burnt out it will be either fully repaired or the insurer will pay out the current market value of the car. The car will also be covered against accidental damage caused by yourself or another party.

The All risk car insurances we offer have the possibility to have an excess amount written into the policy. This excess can help to keep your premium down. The higher the excess the less your premium will be. In case of a claim, you are required to pay the excess amount. The remaining amount will be paid by the insurer. The excess amounts vary between 180€- up to 1.800€. Excess amounts between 300 € and 600 € give you the greatest benefit.

Request here a quote for your Car Insurance, we contact you within 24 hours!  

Why choose Hypotienda for Spanish insurances?

  • Communication will be in your language
  • We deal with your insurance claim for the beginning untill the end
  • We always response to an email within 24 hours and you can reach us easily by phone without waiting
  • We provide competitive premiums and reliable coverages
  • We are professionals with high levels of expertise